Debt Collection Horror Stories
Debt collector horror stories abound: There are threats to dig up the dead relatives of those who couldn’t pay their funeral bills, promises to imprison debtors or take their children into custody —...
View ArticleWhat Dave Ramsey Is Good For
I’ve been listening to Dave Ramsey’s radio show podcast every day for months. I love it! Yesterday I started thinking about how I’ve applied Dave Ramsey’s advice in my life and I realized… I haven’t....
View Article5 Tips for Broke College Students
Even though the majority of your college costs are being paid by your parents or by the proceeds of student loans, money may still be tight. You still have to survive every day and to do it on limited...
View Article5 Ways To Pay Off Your Debt Without Living Like A Monk
When you spend years treading water in a deep pool of credit card debt, escape can seem like a faraway dream. Sure, you could always solve the problem by selling off all your belongings, taking a vow...
View Article4 Ways to Interpret A Changing Dividend Policy
Dividends are more than just cash paid out to shareholders. They are also a way for companies to signal a message to shareholders. Remember, there are times when dividends matter and when they don’t,...
View ArticleGood Debt And Why It’s Important
Debt is often associated with stress, bad financial decisions, and takes on a negative meaning. But in reality, some types of debt can be good. In fact, good debt is often vital for a healthy financial...
View ArticleHow I Turned My Financial Life Around in a Year
When Linda Mannerberg attended the Women’s Money Conference in Las Vegas Nevada in 2012, she was struggling with debt and a gambling addiction she hid from those closest to her. She attended the...
View Article5 Things Never to Put On A Credit Card
Credit cards are powerful financial instruments, but cardholders must use them carefully to avoid becoming trapped in a cycle of debt. At the same time, it can be difficult for cardholders to...
View ArticleWho Pays the Most In Taxes?
~ Robert Kiyosaki ~ Many years ago, a newspaper reporter asked me how much I’d made during the year prior. I replied, “I made about a million dollars.” “And how much did you pay in taxes?” he asked....
View ArticleWhy Dave Ramsey’s Debt Snowball is Bad Financial Advice
Anyone familiar with Dave Ramsey may have heard of his theory on the “debt snowball”. Although much of what Ramsey has to offer is constructive, the concept behind the debt snowball needs further...
View ArticleNo Holiday Cheer When Payday Loans Comes Due
Right now, your friendly payday loan agents are working the phones, asking the regular customers if they wouldn’t like a little extra cash for the holidays. Make no mistake, most payday loan users are...
View ArticleWhy You Should Still Save When in Debt
The shackles of debt seem to be a bonding force for many millennials around the country, but it isn’t just Gen Y that is attempting to pay off lenders. Debt is a national problem spanning all...
View Article4 Things Not To Be Seen on Your Credit Report
Because a credit report is like a report card that basically says to lenders “here is how good I am at repaying my financial obligations,” it is something you need to have in order. Roughly one-in-four...
View ArticleWhen Is A Little Debt Too Much?
How do you know when a little “acceptable” debt becomes a potentially dangerous situation? For some, the crisis is clear, but for many, the clues are subtle. As a general rule, no more than 20 percent...
View Article6 Debt Repayment Options
If you want to pay off your debt, you have to make some tough choices. The first of them is which debt repayment option will you choose. There are pros and cons of each option and the one that’s best...
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